When transparency matters
For institutional investors, we offer secured placements backed by tangible collateral — real estate in California — with an annual return of 10% and an LTV (Loan-to-Value) ratio of 65%, providing full transparency and reliability in investments executed by KC Lending Inc.
All KC Lending investment deals are insured by Title Insurance through a leading national insurance company in the United States and are serviced by federally licensed U.S. collateral agents. This ensures both the legal compliance and execution accuracy of investment agreements under U.S. investment law, as well as 24/7 online access for investors to monitor their assets.
— Projected return of up to 10%, with monthly interest payments
— Secured by first-position mortgage loans on income-generating single-family investment properties in California, with a loan-to-value (LTV) of 65% or less
— Loan ownership rights are registered in the investor’s name
— Each investment is protected by title insurance and fire insurance
— Issuance and guarantees are provided by KC Lending
— All investments are serviced by KC Lending, along with private mortgage portfolios
— KC Lending handles foreclosure proceedings and property management when necessary
— Investors can participate by acquiring investments from $500,000 up to $100,000,000
— All transactions are overseen by a title insurance company and FCI Lender Services
Investment amount:
500 000 - 100 000 000
Investment to collateral
ratio (LTV) до 65%
Interest rate
up to 10% per annum
Loan Position:
1 st Only
Investment term:
from 6 months to 5 years
About Scale
Capital Group
We are an independent investment partnership known for our long-term thinking, responsible approach to business, and entrepreneurial spirit. These principles have defined our partners for over 30 years of operation in the U.S. market. For our clients, colleagues, and society as a whole, we always strive to do what is right and honor our commitment to sustainable quality.
Assets under management or custody*
Total capital ratio*
Liquidity coverage ratio*
Full-time equivalent employees
Offices all around the world
*Figures as of 31 March 2025 (unaudited data)